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# When is the income transferred to the balance?

![](https://storage.crisp.chat/users/helpdesk/website/ec68c79605b2a800/2d6347bd-f19f-424c-b359-821aab_1s4uwtl.jpeg)

A month later from the moment of investment Monthly income on the deposit is transferred to the balance if reinvestment is turned off.  
![](https://storage.crisp.chat/users/helpdesk/website/5d216f1a2a101c00/9ccbe389-dc70-4c97-aa84-48baa5_m8r89r.png)  
Or the income is reinvested in a new deposit if the reinvestment switch is on.  
![](https://storage.crisp.chat/users/helpdesk/website/75638512ac8f2800/131e598a-90f9-41b8-bee0-dafff7_1fqa8jt.png)  
Monthly income less than 50 SWCT or 12.5 SGCT cannot be automatically reinvested into a new deposit.